Mortgages & Money

landlord licences

Mortgage brokers are stepping in to help customers navigate rates

property investment sales search

New research finds buy-to-let landlords remain active in the market

tax landlords

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Are mortgage rates about to hit a peak after recent rises?

What’s the ideal fixed rate mortgage length for buy-to-let landlords right now?

tax landlords

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The argument for helping landlords with buy-to-let mortgages

mortgage rates base rate

Interest rate hike: What are property industry insiders saying?

build to rent london

More London landlords selling up as rate rises eat into yields

More than 90% of property investors paying down debts as rates rise

buy-to-let mortgage

Borrowers urged to act fast to secure a longer-term mortgage

Landlords could use new govt scheme to upgrade their homes

buy-to-let mortgage

Are fixed rate mortgages going up or down?

Buy-to-let Landlords

What property investors need to know about buy-to-let mortgages

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What are the mortgage options for self-employed property investors?

Bank of England base rate hits 4.25% but mortgage rates are down

This is where first-time buyers can still own a home

More landlords buying with cash to escape higher interest rates

UK house prices

Buy-to-let mortgages recover with 2,400 products now available

Buy-to-let landlords keep benefiting affordability

Buy-to-let affordability is improving thanks to greater loan sizes

Will buy-to-let landlords increase rents to cover mortgage cost rises?

Purplebricks claims to sell most homes but sceptics want to see evidence

Will buy-to-let mortgage rates continue to fall in 2023?

North of England more resilient to rising mortgage costs

Mortgage lenders remain competitive despite base rate rise to 4%

UK property profit

Cash buyers can bag a bargain, but what are the downsides?

Mortgage market 2023: Base rate up, mortgage rates down

Self-certified Sophisticated Investor

Please read

I declare that I am a self-certified sophisticated investor for the purposes of the restriction on promotion of non-mainstream pooled investments. I understand that this means:

I can receive promotional communications made by a person who is authorised by the Financial Conduct Authority which relate to investment activity in non-mainstream pooled investments;
the investments to which the promotions will relate may expose me to a significant risk of losing all of the property invested.

I am a self-certified sophisticated investor because at least one of the following applies:

(a) I am a member of a network or syndicate of business angels and have been so for at least the last six months prior to the date below;
(b)I have made more than one investment in an unlisted company in the two years prior to the date below;
(c) I am working, or have worked in the two years prior to the date below, in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises;
(d) I am currently, or have been in the two years prior to the date below, a director of a company with an annual turnover of at least £1 million.

I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me seek advice from someone who specialises in advising on non-mainstream pooled investments.

High Net Worth Investor

Please read

I make this statement so that I can receive promotional communications which are exempt from the restriction on promotion of non-mainstream pooled investments. The exemption relates to certified high net worth investors and I declare that I qualify as such because at least one of the following applies to me:

I had, throughout the financial year immediately preceding the date below, an annual income to the value of £100,000 or more. Annual income for these purposes does not include money withdrawn from my pension savings (except where the withdrawals are used directly for income in retirement).
I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more. Net assets for these purposes do not include:
- (a) the property which is my primary residence or any money raised through a loan secured on that property; or
- (b) any rights of mine under a qualifying contract of insurance; or
- (c) any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled; or
- (d) any withdrawals from my pension savings (except where the withdrawals are used directly for income in retirement).
I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me to seek advice from an authorised person who specialises in advising on non-mainstream pooled investments.

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