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UK Housing Market

How the UK’s mortgage market is changing right now

Even second steppers need help from the Bank of Mum and Dad

Rate of successful UK mortgage application through intermediaries up

British mortgage lending rates reach lowest rates ever

One third of first-time buyers are now spending 5 years to save for their home

Self-certified Sophisticated Investor

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I declare that I am a self-certified sophisticated investor for the purposes of the restriction on promotion of non-mainstream pooled investments. I understand that this means:

I can receive promotional communications made by a person who is authorised by the Financial Conduct Authority which relate to investment activity in non-mainstream pooled investments;
the investments to which the promotions will relate may expose me to a significant risk of losing all of the property invested.

I am a self-certified sophisticated investor because at least one of the following applies:

(a) I am a member of a network or syndicate of business angels and have been so for at least the last six months prior to the date below;
(b)I have made more than one investment in an unlisted company in the two years prior to the date below;
(c) I am working, or have worked in the two years prior to the date below, in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises;
(d) I am currently, or have been in the two years prior to the date below, a director of a company with an annual turnover of at least £1 million.

I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me seek advice from someone who specialises in advising on non-mainstream pooled investments.

High Net Worth Investor

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I make this statement so that I can receive promotional communications which are exempt from the restriction on promotion of non-mainstream pooled investments. The exemption relates to certified high net worth investors and I declare that I qualify as such because at least one of the following applies to me:

I had, throughout the financial year immediately preceding the date below, an annual income to the value of £100,000 or more. Annual income for these purposes does not include money withdrawn from my pension savings (except where the withdrawals are used directly for income in retirement).
I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more. Net assets for these purposes do not include:
- (a) the property which is my primary residence or any money raised through a loan secured on that property; or
- (b) any rights of mine under a qualifying contract of insurance; or
- (c) any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled; or
- (d) any withdrawals from my pension savings (except where the withdrawals are used directly for income in retirement).
I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me to seek advice from an authorised person who specialises in advising on non-mainstream pooled investments.

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deposit

篩選

‘Long slog’ for first-time buyers means more demand for rentals

Mortgage guarantee scheme set to help homebuyers with smaller deposits

Stepping up the housing ladder could cost homeowners £135,000 more…

Tenants to be offered deposit-free rentals with new CBRE partnership

UK Housing Market

How the UK’s mortgage market is changing right now

Even second steppers need help from the Bank of Mum and Dad

Rate of successful UK mortgage application through intermediaries up

British mortgage lending rates reach lowest rates ever

One third of first-time buyers are now spending 5 years to save for their home

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最新資訊

曼徹斯特

倫敦

香港

Self-certified Sophisticated Investor

High Net Worth Investor

立即登記搶先獲得最新項目及獨家物業投資機會。

追蹤我們最新樓市觀點，爲您提供前瞻性的建議和分析。

請即聯絡

+852 6699 9008