Investment

Dubai

Renters looking to buy in Dubai as off-plan sales dominate property market

tenancy

New three-year tenancy policy supports landlords as well as tenants

commercial

Commercial property is still big business for investors

Preston

Beat the boom: why Preston could be the next investment hotspot

telescope

Buy-to-let yields remain strong – if you know where to look

digital

Are we about to see an online mortgage revolution?

apps

Landlords should try these apps to help them do business

crime

What is property hijacking and how can landlords avoid it?

lending

Mortgage lending hits nine-year high as borrowers snap up deals

race

UK city house prices: The winners and losers of 2017 revealed

Houses

Lenders opening up to buy-to-let mortgages for first-time buyers

London

Help for first-time buyers isn’t enough to conquer London market

businesswoman

Investment

Investors should target female-led companies for greater returns

Read More

Latest buy-to-let hotspots revealed with some surprise newcomers…

Latest buy-to-let hotspots revealed with some surprise newcomers…

countdown

Second-homebuyers in Wales facing stamp duty countdown

landlord hmo

Landlord licensing: What is it and how could it affect you?

investment

Tax-efficient investment schemes aren’t just for super wealthy

borrowing

Borrowers could save money by switching mortgage product now

Bank of England

How buy-to-let mortgages have been affected by base rate rise

question

Stamp duty explained: who can benefit from the first-time buyer relief?

Self-certified Sophisticated Investor

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I declare that I am a self-certified sophisticated investor for the purposes of the restriction on promotion of non-mainstream pooled investments. I understand that this means:

I can receive promotional communications made by a person who is authorised by the Financial Conduct Authority which relate to investment activity in non-mainstream pooled investments;
the investments to which the promotions will relate may expose me to a significant risk of losing all of the property invested.

I am a self-certified sophisticated investor because at least one of the following applies:

(a) I am a member of a network or syndicate of business angels and have been so for at least the last six months prior to the date below;
(b)I have made more than one investment in an unlisted company in the two years prior to the date below;
(c) I am working, or have worked in the two years prior to the date below, in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises;
(d) I am currently, or have been in the two years prior to the date below, a director of a company with an annual turnover of at least £1 million.

I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me seek advice from someone who specialises in advising on non-mainstream pooled investments.

High Net Worth Investor

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I make this statement so that I can receive promotional communications which are exempt from the restriction on promotion of non-mainstream pooled investments. The exemption relates to certified high net worth investors and I declare that I qualify as such because at least one of the following applies to me:

I had, throughout the financial year immediately preceding the date below, an annual income to the value of £100,000 or more. Annual income for these purposes does not include money withdrawn from my pension savings (except where the withdrawals are used directly for income in retirement).
I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more. Net assets for these purposes do not include:
- (a) the property which is my primary residence or any money raised through a loan secured on that property; or
- (b) any rights of mine under a qualifying contract of insurance; or
- (c) any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled; or
- (d) any withdrawals from my pension savings (except where the withdrawals are used directly for income in retirement).
I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me to seek advice from an authorised person who specialises in advising on non-mainstream pooled investments.

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