Property investment is still the best way to make money…

Property investment is still the best way to make money…

People of working age can save up for retirement in a variety of ways, but almost half of the UK population believe that investment in property will provide the best pay-off.

The Wealth and Assets survey by the Office for National Statistics (ONS) has revealed that 49% of non-retired UK adults chose property as the most sound investment choice for maximising your finances, making it consistently the most popular investment option since 2010.

Employer pensions were the second most popular choice, with 22% of non-retired adults between July 2016 and June 2017 putting it as their top option, followed by stocks or shares with 9%, ISAs with 6% and savings accounts with 5%.

The ONS said: “Since July 2010 and continuing into the latest period of July 2016 to June 2017, the percentage of people identifying property as making the most of their money has been increasing, which may reflect a growing confidence in property prices over this period.”

Property investment is still the best way to make money...

Despite the difficulties faced by more buy-to-let landlords in recent years, the proportion of people who still put property as the top investment option has grown by 9% from 40% back in 2010-2012.

Nathan Long, senior pensions analyst at Hargreaves Lansdown, said: “The Government’s attempts to make buy-to-let investing less attractive have done nothing to dim the attraction of property as the best way to make most of your money.”

A safe bet

In the same survey, participants were also asked to identify what they considered the safest way to save up for retirement, and property came second on the list, chosen by 30% of people. Employer pensions took the top spot with 40% of the vote, while personal pensions were picked by 13% of people and ISAs got 7% – a significant reduction on the 12% seen in 2010-2012.

However, the scores indicate that perspectives might be changing, as the percentage of people opting for employer pensions remained the same from July 2014-June 2016, whereas the number of people choosing property as the safer option has continued to increase since 2010.

Property investment is still the best way to make money...

What this tells us is that attitudes towards property investment remain largely positive across the UK and the asset class is even gaining in popularity as other forms of savings and investments continue to offer only small gains for many investors.

Self-certified Sophisticated Investor

Please read

I declare that I am a self-certified sophisticated investor for the purposes of the restriction on promotion of non-mainstream pooled investments. I understand that this means:

I am a self-certified sophisticated investor because at least one of the following applies:

I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me seek advice from someone who specialises in advising on non-mainstream pooled investments.

High Net Worth Investor

Please read

I make this statement so that I can receive promotional communications which are exempt from the restriction on promotion of non-mainstream pooled investments. The exemption relates to certified high net worth investors and I declare that I qualify as such because at least one of the following applies to me:


Sign up for first access to new developments and exclusive property investment opportunities.

We send limited and targeted emails on new launches and exclusive deals which best fit your areas. We are trusted by over 30,000 active buyers as their source for new stock.

  • New property developments
  • Professional market reports
  • Property deal alerts
  • Development updates
Manchester property investment


Receive trending news straight to your inbox and stay up to date on all of the property market trends and advice.

Established since 2005 we are a leading voice of authority and commentary on the UK property market. Our news is trusted by Apple News & Google News.

  • UK housing market
  • Mortgage & money
  • Buy-to-let landlords
  • Guides & advice

Talk to us

Speak to our UK property experts today:


+44 (0) 333 123 0320

Open from 9am-6pm GMT


+852 6699 9008

Open from 9am-6pm HKT