Budget and Buy-To-Let… another bout in the boxing ring?

Budget and Buy-To-Let… another bout in the boxing ring?

Private Landlords have already been feeling like they have had ten rounds in the ring with Mike Tyson or being current…Tony Bellew for that matter!

The referee thankfully did not score against the investor yesterday and thankfully the budget did not include any further measures to make the life of the investor more harrowing.

Manchester and Salford see biggest rise in rental yields

Investors must be aware of the change in legislation coming into force next month with the abolishment of mortgage interest rate relief.

Many fear that rents will soar over the long term and the government will be forced to backtrack over time.
Over 20 areas in the UK have already seen the average rent paid for a residential property grow in excess of 3% over the last year. These findings highlight the growing affordability crisis facing the 4.3m tenants in the UK, and follow the government commitments outlined in last week’s Housing White Paper to create a fair and better-served private rented sector……now that’s an article in its own right!

Statistics suggest that by 2025 more people in the UK will rent rather than own property much like the rest of Europe
The analysis suggests these 20 areas, where rental growth is reaching unsustainable levels, should now be the prioritised focus for government, developers and landlords. The current pace of growth means a tenant in Luton (the area with the fastest growing rents at 6.5%) is now paying an extra £528 over the year on rent, bringing total annual rent paid to £9,354.

With basic economics in mind… there are more “bottoms than there are seats” and the rental market is very very strong, demand outstrips supply etc etc surely property prices will remain strong? The debate continues…

Complete RPI Ltd, a UK specialist, have maintained a 98% occupancy across their portfolio for the past three years UK nationwide which makes interesting reading.

Meet your property hotspots for 2017: Manchester, Birmingham and Edinburgh

Post-Brexit, changes and new report reveal that currency shifts are driving a fresh wave of property buyers based in the Middle and Far East taking advantage of a significant “discount” in UK real estate, this combined with the uncertainty of new leadership and insecure financial markets make UK real estate still a very safe bet for the wary investor.

Canny investors are looking for diversity through both growth and yield and venturing further afield to cities such as Manchester, Bristol and indeed the new flavour of the month, Birmingham


This article is part of our “Expert Advice” series and features advice from Rupert Smith, founder of Complete RPI. For more help get in contact with CRPI here.

Self-certified Sophisticated Investor

Please read

I declare that I am a self-certified sophisticated investor for the purposes of the restriction on promotion of non-mainstream pooled investments. I understand that this means:

I am a self-certified sophisticated investor because at least one of the following applies:

I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me seek advice from someone who specialises in advising on non-mainstream pooled investments.

High Net Worth Investor

Please read

I make this statement so that I can receive promotional communications which are exempt from the restriction on promotion of non-mainstream pooled investments. The exemption relates to certified high net worth investors and I declare that I qualify as such because at least one of the following applies to me:


Sign up for first access to new developments and exclusive property investment opportunities.

We send limited and targeted emails on new launches and exclusive deals which best fit your areas. We are trusted by over 30,000 active buyers as their source for new stock.

  • New property developments
  • Professional market reports
  • Property deal alerts
  • Development updates
Manchester property investment


Receive trending news straight to your inbox and stay up to date on all of the property market trends and advice.

Established since 2005 we are a leading voice of authority and commentary on the UK property market. Our news is trusted by Apple News & Google News.

  • UK housing market
  • Mortgage & money
  • Buy-to-let landlords
  • Guides & advice

Talk to us

Speak to our UK property experts today:


+44 (0) 333 123 0320

Open from 9am-6pm GMT


+852 6699 9008

Open from 9am-6pm HKT