Interest rates mortgage

Natwest refreshes buy-to-let and residential mortgage range

Following the launch of some market-leading deals back in October, competition between lenders shows no signs of abating as Natwest launches a revamped range of buy-to-let and residential mortgage products.

Within its semi-exclusive business range, the lender is launching a two-year fixed-rate residential mortgage, at 2.98% and available up to 95% loan-to-value, with zero product fee and £500 cashback.

Its residential range sees the introduction of several new remortgage deals, each coming with a £999 product fee. Borrowers can choose between a 1.21% two-year fixed-rate or a 1.49% five-year fix both at 60% loan to value. Borrowers seeking a mortgage with 70% or 75% LTV can opt for a 1.54% five-year fixed deal.

Reduced rates on existing products

As well as a revamped range, the lender has cut rates across several products. The two-year fixed-rate at 90% LTV within Natwest’s semi-exclusive residential range for purchases has been reduced from 2.98% to 2.28%, with no product fee and £250 cashback. A second two-year fix at 90% LTV has also been dropped by 0.19% to 1.80% with a £995 product fee.

Borrowers looking to remortgage with a 90% LTV could look at the two-year fixed product, with no fee, now at 2.12%.

Buy-to-let mortgages makeover

The lender’s buy-to-let business range has also seen a rate drop, with the two-year fixed-rate mortgage product at 75% LTV now available at 1.98% (a decrease of 0.53%), with a £995 product fee. Landlords looking for 70% and 75% LTV and a longer-term deal can choose a five-year fix now available at 2.18%, again with a £995 product fee.

Mark Bullard, head of sales at Natwest, said: “These changes once again underline our commitment to the intermediary market. I’m pleased that we have been able to make further rate reductions to our buy-to-let and purchase portfolios, across a wide variety of LTV bandings and two and five-year deals.”

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