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Mortgages & Money

buy-to-let mortgage

Better deals on buy-to-let mortgages for landlords in June

buy-to-let mortgage broker meeting landlords

Things to consider when investing in property with a friend

Some new one pound coins. Lots and lots of them.

Latest interest rate recommendation points to 3.5% by end of 2025

buy-to-let mortgage

Landlords seeking buy-to-let mortgages see more competition

UK property profit

More buy-to-let mortgages available for investors with small deposits

mortgage rates property market uk property market

Two pieces of promising news for the UK property market

Bank of England mortgages

Interest rates held: how could this affect property investment?

foreign national mortgage market

Mortgage affordability and housing market sentiment are on the rise

Limited company profits

More landlords could opt for limited company structures this year

Second stamp duty hike for landlords: what’s the truth behind the rumours?

Could a stamp duty cut for landlords be on the cards in March budget?

Limited company landlords target north of England for best yields

autumn budget

Reasons why 2024 is set to be a strong year for UK housing market

buy-to-let mortgage rates mortgages

More sub-4% buy-to-let mortgage rates come to the market

spring bounce uk housing market london

2024 UK Property Outlook

to rent uk landlords rental property letting agent rental properties

UK Housing Market

Rising rents and falling mortgage rates could help landlords in 2024

Read More

UK Inflation

Will fall in UK inflation bring interest rates down sooner?

landlords EPC energy carbon

Can new-build investors save money with a green mortgage?

interest rates BoE

Interest rates held again two years after BoE began hikes

Your property investing forecast for 2024 (and beyond)

to rent uk landlords rental property letting agent rental properties

How many rental properties can I let out?

buy-to-let mortgage

Buy-to-let mortgage lenders continue to cut rates

interest rates BoE

No surprises as Bank of England holds interest rates at 5.25%

aeroplane over london mortgage foreign investors

New mortgage products will “unlock opportunities” for overseas investors

buy-to-let mortgage broker meeting landlords

Buy-to-let mortgage rates continue to fall as new products rise

Rental market fast timer

Mortgage deals: how long should investors lock in for?

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I declare that I am a self-certified sophisticated investor for the purposes of the restriction on promotion of non-mainstream pooled investments. I understand that this means:

I can receive promotional communications made by a person who is authorised by the Financial Conduct Authority which relate to investment activity in non-mainstream pooled investments;
the investments to which the promotions will relate may expose me to a significant risk of losing all of the property invested.

I am a self-certified sophisticated investor because at least one of the following applies:

(a) I am a member of a network or syndicate of business angels and have been so for at least the last six months prior to the date below;
(b)I have made more than one investment in an unlisted company in the two years prior to the date below;
(c) I am working, or have worked in the two years prior to the date below, in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises;
(d) I am currently, or have been in the two years prior to the date below, a director of a company with an annual turnover of at least £1 million.

I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me seek advice from someone who specialises in advising on non-mainstream pooled investments.

High Net Worth Investor

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I make this statement so that I can receive promotional communications which are exempt from the restriction on promotion of non-mainstream pooled investments. The exemption relates to certified high net worth investors and I declare that I qualify as such because at least one of the following applies to me:

I had, throughout the financial year immediately preceding the date below, an annual income to the value of £100,000 or more. Annual income for these purposes does not include money withdrawn from my pension savings (except where the withdrawals are used directly for income in retirement).
I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more. Net assets for these purposes do not include:
- (a) the property which is my primary residence or any money raised through a loan secured on that property; or
- (b) any rights of mine under a qualifying contract of insurance; or
- (c) any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled; or
- (d) any withdrawals from my pension savings (except where the withdrawals are used directly for income in retirement).
I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me to seek advice from an authorised person who specialises in advising on non-mainstream pooled investments.

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