Mortgages & Money

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Interest rates cut to 4.75% as investor confidence rises

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“Property is still regarded as a safe long-term investment”

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Location, location, location: where should I purchase a buy-to-let property?

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Property investors spurred on by improved mortgage market stability

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UK housing market continues to ramp up as autumn begins

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Will the weaker pound attract more overseas property investors?

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Reviewing the UK mortgage market – September 2024

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Buy-to-let mortgage rates continue to improve for landlords

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How much have mortgage rates fallen since last base rate cut?

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What buyers look for in a property, and how brokers can help

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UK Housing Market

Falling mortgage rates could spur autumn boost for housing market

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Mortgage rates are dropping as lenders work to entice borrowers

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Will property investors be spurred on by falling interest rates?

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Lenders continue to slash buy-to-let mortgage rates

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Base rate could be held for longer, but lenders are cutting rates

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Buy-to-let mortgage rates are defying the market trend

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What’s happening with the foreign national mortgage market?

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New-builds for landlords: Can I get a buy-to-let mortgage?

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Better deals on buy-to-let mortgages for landlords in June

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Things to consider when investing in property with a friend

Some new one pound coins. Lots and lots of them.

Latest interest rate recommendation points to 3.5% by end of 2025

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I declare that I am a self-certified sophisticated investor for the purposes of the restriction on promotion of non-mainstream pooled investments. I understand that this means:

I can receive promotional communications made by a person who is authorised by the Financial Conduct Authority which relate to investment activity in non-mainstream pooled investments;
the investments to which the promotions will relate may expose me to a significant risk of losing all of the property invested.

I am a self-certified sophisticated investor because at least one of the following applies:

(a) I am a member of a network or syndicate of business angels and have been so for at least the last six months prior to the date below;
(b)I have made more than one investment in an unlisted company in the two years prior to the date below;
(c) I am working, or have worked in the two years prior to the date below, in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises;
(d) I am currently, or have been in the two years prior to the date below, a director of a company with an annual turnover of at least £1 million.

I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me seek advice from someone who specialises in advising on non-mainstream pooled investments.

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I make this statement so that I can receive promotional communications which are exempt from the restriction on promotion of non-mainstream pooled investments. The exemption relates to certified high net worth investors and I declare that I qualify as such because at least one of the following applies to me:

I had, throughout the financial year immediately preceding the date below, an annual income to the value of £100,000 or more. Annual income for these purposes does not include money withdrawn from my pension savings (except where the withdrawals are used directly for income in retirement).
I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more. Net assets for these purposes do not include:
- (a) the property which is my primary residence or any money raised through a loan secured on that property; or
- (b) any rights of mine under a qualifying contract of insurance; or
- (c) any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled; or
- (d) any withdrawals from my pension savings (except where the withdrawals are used directly for income in retirement).
I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me to seek advice from an authorised person who specialises in advising on non-mainstream pooled investments.

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