Mortgages & Money

savings landlords

Mortgage cashback incentives attract buy-to-let landlords

budget

Slower mortgage rate increases for first-time buyers with bigger deposits

buy-to-let mortgage

Foundation Home Loans enables landlords to borrow more and rent for less

overseas investors

More mortgage options for expats purchasing buy-to-let in the UK

ratings

Revealed: who are 2019’s best mortgage lenders?

Airbnb short term let

Rising demand for short-term lets; but banks are behind the times

HMRC tax

Landlord tax relief: the latest on Section 24 for individual landlords in 2019

Profit buy-to-let

Landlords boosted by falling buy-to-let mortgage costs

epc property investment

More choice for borrowers as number of five-year fixed rates doubles

More families are renting homes

Bank of Mum and Dad makes mortgage lender list ahead of Help to Buy

buyers sellers

Help to Buy owners given more flexibility with new mortgage term rules

Jigsaw match pieces

Mortgage matcher tech could save UK homeowners £159m a year

competition

HSBC increases mortgage lending as Tesco exits the market

Stamp duty

Stamp duty reform for buy-to-let landlords could kickstart property market

lending

Mortgages & Money

Borrow more for less: lenders relax rules for buy-to-let landlords

Read More

UK mortgage market expected to hold its own in 2018

Intense competition drives down five-year fixed rates

house prices time

It’s time to switch; mortgage lenders urged to inform borrowers

More deals and lower interest rates for borrowers seeking 10-year mortgages

calculator

Are interest-only mortgages the best choice for buy-to-let?

Millennials

Family buy-to-lets with a mortgage: is renting to relatives a good idea?

tax

Half a million landlords impacted by changes to capital gains tax

time

Lender launches UK’s first 15-year fixed-rate mortgage

airbnb

Short-terms lets: Is Airbnb a viable buy-to-let alternative?

Mortgage remortgage

Remortgage applications set to soar as £26bn worth of deals come to an end

house prices

Tenants to be offered deposit-free rentals with new CBRE partnership

Filling form buy-to-let

Being over 60 no longer limits buy-to-let borrowing

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I declare that I am a self-certified sophisticated investor for the purposes of the restriction on promotion of non-mainstream pooled investments. I understand that this means:

I can receive promotional communications made by a person who is authorised by the Financial Conduct Authority which relate to investment activity in non-mainstream pooled investments;
the investments to which the promotions will relate may expose me to a significant risk of losing all of the property invested.

I am a self-certified sophisticated investor because at least one of the following applies:

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I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me seek advice from someone who specialises in advising on non-mainstream pooled investments.

High Net Worth Investor

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I make this statement so that I can receive promotional communications which are exempt from the restriction on promotion of non-mainstream pooled investments. The exemption relates to certified high net worth investors and I declare that I qualify as such because at least one of the following applies to me:

I had, throughout the financial year immediately preceding the date below, an annual income to the value of £100,000 or more. Annual income for these purposes does not include money withdrawn from my pension savings (except where the withdrawals are used directly for income in retirement).
I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more. Net assets for these purposes do not include:
- (a) the property which is my primary residence or any money raised through a loan secured on that property; or
- (b) any rights of mine under a qualifying contract of insurance; or
- (c) any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled; or
- (d) any withdrawals from my pension savings (except where the withdrawals are used directly for income in retirement).
I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me to seek advice from an authorised person who specialises in advising on non-mainstream pooled investments.

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