uk properties search property investment

Entrepreneur reveals five top tips for property investment in 2022

The UK property investment landscape is strong yet varied, and the current climate means there may be additional factors to consider.

With recent research from Hamptons showing incredibly strong appetite from buy-to-let landlords in the UK housing market, it seems that, despite rising prices – or even because of them – people are keen to get onto the property investment ladder.

The UK has a famously strong housing sector for investors, which has historically been centred around London. Overseas investors, while still targeting the capital, are increasingly spreading their search across the rest of the country, too, to attain higher yields and better capital appreciation prospects.

Saif Derzi, head of SDGB Properties, has worked with specialist lender Together to expand his property portfolio in the UK. Through his experience, he has come up with some tips on how to invest in the year ahead.

1. Find the right area

While this is, of course, the most obvious point, it has never been more important to choose the right location. Areas in the north of England and the Midlands, for example, are regularly being ranked considerably higher than many parts of London and the south in terms of investability.

Derzi says: “Do your research to find out exactly what the market is like in your chosen area. What are buyers and renters in that area looking for? How much are they willing to spend? Talking to an estate or letting agent is a good place to start.”

2. Seek opportunities cautiously

Getting your hands on a bargain might be appealing at first, but Derzi advises caution. Things to look for in terms of adding value include unused loft spaces, large gardens that can be sold, and empty outbuildings.

Structural issues are something to be very wary of, though, Derzi warns. “If the property does have some complex problems, that doesn’t mean you can’t proceed. It just means you need to make sure it’s factored into the price you’re paying, and your renovation budget.”

3. Keep projects close

One option for buyers seeking a property investment opportunity is to opt for something that is ready to move into, to start generating an income from day one, such as a new-build. However, for those who choose a project, buying one within easy driving distance is advised.

Derzi says: “Even if you’re employing a site manager and contractors to carry out the work, being able to regularly visit will help you ensure that everything is going to plan and is meeting your expectations.

“If you’re familiar with an area because it’s local that’s a bonus as you’ll probably have a better understanding of its amenities and most desirable streets.”

4. Choose the right type of property investment

The UK rental market is seeing huge demand right now, which doesn’t look set to taper any time soon. Many buy-to-let landlords are seeing reduced void periods and increased returns as a result, making it an ideal time to invest in this field.

However, not every investor wants to be a buy-to-let landlord, so some will prefer the buy-to-sell route. If you’re looking to buy and then sell for a profit, you generally need to purchase a property that needs work, before making the necessary renovations and putting back on the market.

Of course, there is risk involved in this process. Derzi notes: “It’s a good idea not to take on too much if this will be your first project.”

5. Find the right lender

There are a wealth of funding options available for property investors right now, with the number of specialist lenders and those offering buy-to-let mortgage deals on the rise. Some options include bridging loans, for example, which Derzi explains:

“Often, if a property is run down and has little value, you might find it harder to get a mortgage that would cover the renovation costs. A bridging loan or development finance, only available via specialist lenders like Together, could quickly help you in this situation.”

BuyAssociation works directly with developers across the UK to help property investors find their ideal opportunity. Browse a selection of our available properties, or get in touch for more information.

Self-certified Sophisticated Investor

Please read

I declare that I am a self-certified sophisticated investor for the purposes of the restriction on promotion of non-mainstream pooled investments. I understand that this means:

I am a self-certified sophisticated investor because at least one of the following applies:

I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me seek advice from someone who specialises in advising on non-mainstream pooled investments.

High Net Worth Investor

Please read

I make this statement so that I can receive promotional communications which are exempt from the restriction on promotion of non-mainstream pooled investments. The exemption relates to certified high net worth investors and I declare that I qualify as such because at least one of the following applies to me:



Sign-up for first access to new developments and exclusive property investment opportunities.

We send limited and targeted emails on new launches and exclusive deals which best fit your areas. We are trusted by over 30,000 active buyers as their source for new stock.

  • New property developments
  • Professional market reports
  • Property deal alerts
  • Development updates
UK holiday let


Receive trending news straight to your inbox and stay up to date on all of the property market trends and advice.

Established since 2005 we are a leading voice of authority and commentary on the UK property market. Our news is trusted by Apple News & Google News.

  • UK housing market
  • Mortgage & money
  • Buy-to-let landlords
  • Guides & advice

Talk to us

Speak to our UK property experts today:


+44 (0) 333 123 0320

Open from 9am-6pm GMT


+852 6699 9008

Open from 9am-6pm HKT